Mortgages

A mortgage is an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you've borrowed plus interest. Mortgage loans are used to buy a home or to borrow money against the value of a home you already own

First Time Buyer

If you are first time buyers, then ABP Mortgage Solutions is here to help you get onto the housing ladder. I appreciate that buying your first home can be a daunting experience. Generally you will require a minimum of 5% deposit.

Remortgage

There are a number of reasons that people look to remortgage,  A remortgage involves taking out a new mortgage on a property you own. Remortgaging can save you thousands of pounds, as well as releasing equity in your property, and improving your financial situation
You may get a better rate by remortgaging, avoiding the Standard Variable Rate of your current lender

Moving Home

You’re already on the property ladder and it’s time for a change. You’re relocating, your family is growing and you need more bedrooms.

You may wish to escape to the country, now the kids have left home – whatever the reason, you need another mortgage.

Buy to Let

Are you considering buying your first rental property or expanding your property portfolio? I will help you consider the costs involved, including the likely mortgage payments, taxes payable and the insurance and maintenance costs.

Right to Buy

Right to buy is a government scheme designed to help tenants in council housing to buy their homes with often rather large discounts. Often, the discounts offered can be used against the upfront deposit costs, meaning that those who can afford the mortgage can purchase their property without paying any deposit at all.

Mortgage In Principle

A mortgage in principle is a written estimate from a bank or building society that gives you an indication of how much you can borrow. You can show it to estate agents and vendors to prove you’re a serious buyer and can, in theory, get a Mortgage.

A mortgage in principle is also often called an agreement in principle, a decision in principle, an approval in principle or a mortgage promise.